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| SECTION X: Insurance | Health
By the time the surrogate mother executes this surrogacy agreement, she is to represent that she has in force a valid health insurance policy. The policy is expected to pay quite a significant part of all medical bills, relating to pregnancy, along with all possible pregnancy – related complications, labour and delivery, and hospitalization, except the In Vitro Fertilization procedure.
The surrogate mother is to provide the genetic father and the intended mother written documents, where which prove that her health insurance policy is in force and effect. In addition, the surrogate mother is to agree to notify the genetic father and the intended mother of any change in her health insurance status in sufficient time to make any possible alternative arrangements.
The surrogate mother is to submit all her medical bills related to any resulting pregnancy to her insurance company, as well as to provide all copies of her rejected claims to the genetic father and the intended mother and contest rejections, it warranted.
The genetic father and the intended mother are considered to be responsible for all medical expenses, related to the procedure of embryo transfer and / or to pregnancy, in case if they are not insured, of their surrogate mother, having followed all agreements, which are mentioned in the forgoing paragraphs of this Section.
The surrogate mother is to agree to submit a copy of her existing medical insurance policy to the genetic father and the intended mother before any tests as well as before incurring any expenses or payment of funds pursuant to this surrogacy agreement, or before any attempted compliance with the intent and / or objective of this surrogacy agreement.
The surrogate mother is to represent that she does have medical coverage, in which the complete pregnancy care and delivery as well as provisions for payment of a Cesarean Section delivery, in case if it is required, included. There is not warranty that the medical insurance of the surrogate mother will pay all or at least any costs, associated with her pregnancy contemplated by this surrogacy agreement; that is why the genetic father and the intended mother are to agree to make all payments in case if the surrogate mother’s medical insurance does not pay all or any of her medical expenses, unless non – payment occurs in the result of the surrogate mother’s negligence, for example the failure to submit expenses to the insurance company for the reimbursement procedure, etc.
Should the surrogate mother because of any unforeseeable circumstances, risk to lose her medical insurance, she is to notify the genetic father and the intended mother right away so that provisions can be made to address the options of converting the policy to COBRA coverage, so that the surrogate mother will not have to suffer from the loss of her medical coverage. Should the surrogate mother have to convert her policy, the genetic father and the intended mother are the very people, who will have to pay all the cost of the mentioned policy.
It should, however, be noted, that none of the foregoing paragraphs apply to either an abortion, conducted in violation of this surrogacy agreement, or a miscarriage, which occurs in the result of the surrogate mother’s negligence or breach of this surrogacy agreement.
Life
The genetic father and the intended mother are to pay the costs of term life insurance on behalf of the surrogate mother. The benefits are to be in the amount of ___$. ___$ of the mentioned amount are to be directed toward a beneficiary, chosen by the surrogate mother and the intended parents are to be the beneficiary of the remaining ___$. The evidence of the above mentioned insurance as well as the premiums due are to be furnished to the genetic father and the intended mother.
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