XVII. LIFE INSURANCE
before the Artificial Insemination procedure is conducted, the Couple of the Intended Parents is to pay for the cost of a term life insurance policy of ___$ on the life of the Surrogate Mother. The term of this policy shall at minimum cover the time period beginning from the first Artificial Insemination procedure through the arrival of the Child / Children, and for three (3) months after the arrival of the Child / Children. The abovementioned beneficiary under this policy is the Surrogate Mother’s Husband, in case if there is any, and / or the Surrogate Mother’s child / children. The Surrogate Mother shall comply as well as cooperate with and any requests of any prospective life insurance policy carrier in obtaining a life insurance policy.
In case if the Surrogate Mother does not manage to cooperate and comply with the abovementioned insurance carrier, it is considered as a legal excuse for the Couple of the Intended Parents inability to manage to obtain a policy as mentioned above.
XVIII. HEALTH INSURANCE AND MEDICAL EXPENSES
The Couple of the Intended Parents is to pay all of the Surrogate Mother’s medical expenses, relating to the Artificial Insemination procedure and to pregnancy, as well as those, which are not covered by her insurance.
The Surrogate Mother is to present all medical, hospital, prescription and other expenses to the insurance company for payment within a reasonable period of time of receipt of same by her.
The Surrogate Mother is to send any correspondence or other written document, which she gets from the insurance company, including, though not limited to, cancellation notices and any possible changes in coverage right away and directly to the Couple of the Intended Parents.
The Surrogate Mother understands and believes to the best of her knowledge that she has medical coverage, in which complete pregnancy care and delivery included, as well s all provisions of payment of Cesarean Section delivery, in case if it is required. The Surrogate Mother makes no warranty that her medical insurance will pay all or any costs, which are associated with the pregnancy contemplated by this Surrogacy agreement. That is why the Couple of the Intended Parents is to agree that they will make all payments in case if the medical insurance of the Surrogate Mother does not pay her medical expenses unless non – payment in the result of the Surrogate Mother’s negligence, for example a failure to submit expenses to the insurance company with the aim of reimbursement.
The Couple of the Intended Parents is to oblige to pay for the Surrogate Mother’s unreimbursed medical expenses and the Surrogate Mother’s health insurance shall terminate twelve (12) months after the arrival of any Child pursuant to this Surrogacy Agreement, twelve (12) months after miscarriage or abortion, or when this Surrogacy Agreement is terminated, whichever occurs first. Therefore, in case if the Surrogate Mother’s medical complications keep developing after the delivery, miscarriage or abortion, and if the Couple of the Intended Parents is advised in writing of the complications within ten (10) weeks after the delivery, miscarriage or abortion, the obligation of the Couple of the Intended Parents shall continue until twelve (12) months after the delivery, miscarriage or abortion, or up until the recovery of the Surrogate Mother from her medical complications is complete in the opinion of the Surrogate Mother’s gynecologist or obstetrician, whichever occurs first.
This paragraph does not apply to an abortion, conducted in violation of this Surrogacy Agreement, in which case the provisions of Paragraph III (J) apply. The Couple of the Intended Parents is not responsible either for the Surrogate Mother’s medical expenses or for the Surrogate Mother’s health insurance more than twelve (12) months after the delivery, miscarriage or abortion.
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